Terms of Service - Professional Business Directory

Terms of Service

Effective date: February 10, 2026
Last updated: February 10, 2026

Please read these Terms of Service (“Terms,” “Agreement”) carefully before using Professional Business Directory, operated at https://professionalbusinessdirectory.com (“we,” “us,” “our,” or the “Site”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use the Site.

1. Acceptance of Terms

By accessing this website, you confirm that you are at least 18 years of age (or the age of majority in your jurisdiction), that you have read and understood these Terms, and that you agree to be legally bound by them. If you are using the Site on behalf of an organization, you represent and warrant that you have authority to bind that organization to these Terms.

2. Description of Service

Professional Business Directory is an independent online media publication that provides financial information, business news, investing guides, product reviews, and related educational content for U.S. readers. The Site does not provide licensed financial, legal, tax, or medical advice. All content is for informational and educational purposes only. See our Disclaimer for full details.

3. Intellectual Property

All content on this Site — including but not limited to articles, guides, reviews, graphics, logos, page layouts, and code — is owned by or licensed to Professional Business Directory and is protected by U.S. and international copyright, trademark, and intellectual property laws.

What you may do: You may read, share links to, and print individual pages for your own personal, non-commercial use.

What you may not do without written permission:

  • Reproduce, distribute, republish, or commercially exploit any content from this Site.
  • Scrape, crawl, or use automated tools to extract content from this Site.
  • Create derivative works based on our content.
  • Use our trademarks, logos, or brand names without prior written consent.

To request permission for commercial use or content licensing, contact us at [email protected].

4. User Conduct

By using the Site, you agree not to:

  • Use the Site for any unlawful purpose or in violation of applicable regulations.
  • Post, transmit, or share content that is defamatory, abusive, threatening, obscene, or fraudulent.
  • Attempt to gain unauthorized access to any portion of the Site or its related systems.
  • Introduce malware, viruses, or any other harmful code.
  • Use the Site to send unsolicited commercial messages (spam).
  • Impersonate any person or entity, or falsely claim an affiliation with any person or entity.
  • Interfere with or disrupt the integrity or performance of the Site.

5. Advertising and Affiliate Relationships

This Site displays advertisements through Google AdSense and participates in affiliate marketing programs. We earn revenue when visitors click on ads or make purchases through affiliate links. These relationships do not influence our editorial content. All advertising and affiliate relationships are disclosed in accordance with FTC guidelines on our Disclaimer page. Google and its advertising partners may use cookies to serve personalized ads; see our Privacy Policy for details.

6. No Financial, Legal, or Professional Advice

The information published on Professional Business Directory is provided for general informational and educational purposes only. It does not constitute — and should not be construed as — financial advice, investment advice, legal advice, tax advice, or any other form of professional advice. The content on this Site is not a substitute for consultation with a qualified financial advisor, attorney, CPA, or other licensed professional.

We strongly recommend consulting with appropriate licensed professionals before making any financial, investment, legal, or tax decisions. Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal.

7. Accuracy and Timeliness of Information

We strive to publish accurate, current, and complete information. However, we make no warranties or representations — express or implied — regarding the accuracy, completeness, reliability, suitability, or availability of any information on the Site. Financial markets, laws, and business conditions change rapidly; information that was accurate at the time of publication may become outdated. Always verify critical information with primary sources before acting on it.

8. Third-Party Links

The Site contains links to third-party websites for your convenience and reference. We do not endorse, control, or take responsibility for the content, privacy practices, or availability of those sites. Access to any third-party website is at your own risk.

9. User-Generated Content

If the Site permits you to submit comments, feedback, or other content (“User Content”), you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, publish, and distribute that User Content in connection with operating and promoting the Site. You represent that you own or have the necessary rights to submit the User Content and that it does not violate any third-party rights or applicable laws. We reserve the right to remove any User Content at our sole discretion.

10. Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, PROFESSIONAL BUSINESS DIRECTORY AND ITS OWNERS, OPERATORS, EDITORS, CONTRIBUTORS, AFFILIATES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES — INCLUDING LOSS OF PROFITS, DATA, BUSINESS OPPORTUNITIES, OR GOODWILL — ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF, OR INABILITY TO USE, THIS SITE OR ITS CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL OUR TOTAL AGGREGATE LIABILITY EXCEED ONE HUNDRED DOLLARS ($100.00 USD).

12. Indemnification

You agree to indemnify, defend, and hold harmless Professional Business Directory and its owners, operators, editors, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising from: (a) your use of the Site; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; or (d) any User Content you submit to the Site.

13. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you consent to the data practices described in the Privacy Policy.

14. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the United States and the state in which the Site operator is domiciled, without regard to conflict of law principles. Any dispute arising from these Terms or your use of the Site shall be resolved through binding individual arbitration under the rules of the American Arbitration Association (AAA), except that either party may seek emergency injunctive relief in a court of competent jurisdiction. You waive any right to participate in a class action lawsuit or class-wide arbitration.

15. Changes to Terms

We reserve the right to modify these Terms at any time. When we do, we will update the “Last updated” date at the top of this page. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. We recommend reviewing these Terms periodically.

16. Termination

We reserve the right to terminate or suspend your access to the Site, without prior notice and at our sole discretion, for conduct that we determine violates these Terms, is harmful to other users, or is otherwise objectionable.

17. Contact

Questions about these Terms? Contact us:

Email: [email protected]
Website: https://professionalbusinessdirectory.com/contact/

These Terms of Service were last updated on February 10, 2026.