High-Yield Savings Accounts 2026: Best Rates Above 5% (SoFi vs Marcus vs Ally)

Updated February 2026: compare the top high-yield savings accounts by APY, fees, and features. Earn 5%+ on your emergency fund with FDIC-backed banks.

Updated February 2026: compare the top high-yield savings accounts by APY, fees, and features. Earn 5%+ on your emergency fund with FDIC-backed banks.