Bad Credit Business Loans Montebello — Bad Credit Business Loans is a small-business financing referral operation associated with 907 W Lincoln Ave #231, Montebello, CA 90640. Its website badcreditbusinessloans.com markets access to more than seventy-five lending partners, advertising term loans, revenue-based financing, lines of credit, equipment financing, and asset-based products for owners with challenged personal credit. Contact: 626-223-2517 or [email protected].
About Bad Credit Business Loans
Public site copy states the organization has helped fund more than $2 billion in business capital and welcomes applicants with good or impaired credit profiles. Marketing emphasizes instant pre-approval workflows and partner networks rather than direct balance-sheet lending—typical of broker or marketplace models that match borrowers with alternative and traditional funders.
Published qualification hints include minimum credit scores around 550+, at least one year in business for many products, and revenue documentation through bank statements or processing history. Exact thresholds, APR ranges, factor rates, and origination fees vary by partner lender and are disclosed only after application—verify all terms in writing before accepting funds.
Alternative business lenders often weigh daily deposits, chargeback rates, and industry risk tiers more heavily than FICO alone. Montebello’s location within Los Angeles County places borrowers near both dense retail corridors and industrial zones—sectors that frequently use equipment and working-capital products when traditional banks decline shorter operating histories.
Financing options advertised
- Term loans and revenue-based financing — lump-sum capital repaid over fixed or revenue-linked schedules for expansion, inventory, or working capital.
- Business lines of credit — draw-as-needed facilities with interest on outstanding balances.
- Equipment financing — collateralized loans for machinery, vehicles, and technology purchases.
- Asset-based financing — structures using receivables, inventory, or other business assets as security.
Who they serve
The brand targets California small businesses—including Montebello and greater Los Angeles entrepreneurs—who may not qualify for conventional bank credit due to FICO scores, short operating history, or irregular deposits. Industries are described broadly on the website; suitability depends on monthly revenue, NSF history, bankruptcy status, and partner lender appetite. California borrowers should confirm whether any broker or lender involved holds required state licenses.
Languages and accessibility
Website content reviewed in English. Montebello suite accessibility was not confirmed on this desk review—many marketplace lenders operate primarily by phone and online intake. Request written disclosures and lender legal names before sharing bank login or tax identifiers.
Frequently asked questions
Does Bad Credit Business Loans lend its own money?
Marketing describes a partner network of 75+ funders rather than a single balance-sheet lender. Ask which legal entity underwrites your specific offer and verify that entity’s licenses.
What credit score do I need?
The website cites minimum scores around 550+ with at least one year in business for many programs. Individual partners may set higher bars—pre-approval is not a guarantee of final funding.
How do I avoid business loan scams?
Confirm a physical address independently, refuse upfront fees tied to “guaranteed approval,” and cross-check companies on NMLS, California DFPI, and BBB before paying application charges.
Location and contact
- Address: 907 W Lincoln Ave #231, Montebello, CA 90640, United States
- Phone: +1 626-223-2517
- Website: badcreditbusinessloans.com
- Email: [email protected]
Last verified (desk review): July 2026 — NAP and product list matched badcreditbusinessloans.com; lender licenses not independently confirmed.
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Not financial or investment advice. Verify APR, fees, prepayment penalties, and license numbers on your own documents and on regulator sites before committing.
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