Conor Cappa The Loan Me Company San Diego — The Loan Me Company, founded by Conor Cappa, is a California-licensed mortgage and real estate brokerage serving San Diego and statewide clients from 2655 Camino Del Rio N, San Diego, CA 92108. Public materials on loanmeco.com describe a combined lending-and-representation model: one contact for home loans, buyer representation, and insurance referrals. Direct line: 925-708-7991.
About The Loan Me Company
Conor Cappa positions The Loan Me Company as an alternative to juggling separate lenders and agents. According to the firm website, Cappa holds mortgage broker, California real estate broker, and insurance agent licenses, allowing coordinated purchase, refinance, and coverage conversations under one roof. He reports roughly two decades of experience in the California mortgage market working with first-time buyers, veterans, self-employed borrowers, and investors.
The company emphasizes plain-language guidance, responsive communication, and loan programs beyond standard agency products. Public NMLS records associate Conor Cappa with NMLS ID #1450916 and The Loan Me Company with NMLS ID #2497863. California Department of Real Estate records list company broker license #02220434. Verify current license status on NMLS Consumer Access before applying.
San Diego’s competitive housing market—spanning coastal condos, North County suburbs, and investor-friendly inland corridors—often rewards borrowers who can align pre-approval timelines with accepted offers. The Loan Me Company’s integrated brokerage pitch aims to reduce friction when rate locks, appraisal deadlines, and contingency removals must move in parallel with buyer representation.
Loan programs and services
- Conventional, FHA, and VA purchase and refinance for owner-occupied homes.
- Jumbo and high-balance financing for higher-priced San Diego markets.
- Non-QM and bank-statement options for self-employed or non-traditional income documentation.
- DSCR and investment-property loans for rental and portfolio acquisitions.
- HELOC, cash-out refinance, construction, and bridge products where available through lender partners.
- Real estate brokerage — buyer representation coordinated with lending timelines.
- Insurance referrals — homeowners and title-related coverage guidance during transactions.
Who they serve
The Loan Me Company targets San Diego County homebuyers, move-up owners, military and veteran households, 1099 contractors, and real estate investors seeking California-wide licensing. Free initial consultations are advertised on public profiles without credit pulls at the intro stage—confirm current policy when booking. Rates, fees, and lender availability change with market conditions and borrower profile.
Languages and accessibility
Website and marketing materials reviewed in English. Office accessibility at 2655 Camino Del Rio N was not confirmed on this desk review—call ahead for visit logistics and ADA accommodation.
Frequently asked questions
Can one broker handle both my mortgage and home search?
Public materials state that Conor Cappa is licensed as both a mortgage loan originator and California real estate broker, enabling integrated purchase support. Separate agency agreements and disclosures still apply—review all documents before signing.
What NMLS numbers should I verify?
Search NMLS Consumer Access for Conor Cappa (#1450916) and The Loan Me Company (#2497863) to confirm active licensure and any disciplinary history in participating states.
Does The Loan Me Company offer business loans?
This listing’s directory tags include business lending visibility, but the firm’s public website focuses on residential mortgage and real estate services. Ask directly if commercial or business-purpose financing is available through partner lenders.
Location and contact
- Address: 2655 Camino Del Rio N, San Diego, CA 92108, United States
- Phone: +1 925-708-7991
- Website: loanmeco.com
Last verified (desk review): July 2026 — NAP and NMLS IDs matched loanmeco.com and public registry references; not an on-site audit.
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