Credit repair services Jacksonville FL — this directory page describes CREDIT REPAIR SERVICES INC. as listed at 5719 Timuquana Rd, Jacksonville, FL 32210 with published phone +1 904-431-7614. Credit repair firms market assistance disputing inaccurate credit-file information and coaching consumers through correspondence with furnishers and credit reporting agencies. Outcomes are never guaranteed; federal law also restricts how fees may be collected. Use this profile to orient yourself, then verify identity, licensing, and contract terms in writing before you pay anyone.
How we sourced this listing
We cite five independent public evidence lanes: (1) the directory’s NAP for this record; (2) the FTC’s Credit Repair Organizations Act (CROA); (3) the CFPB article on disputing credit report errors; (4) the Florida Attorney General Consumer Protection Division; (5) the CFPB hub on credit reports & scores. We did not link unrelated domains that show conflicting phone numbers.
Regulatory context (federal + Florida)
- CROA prohibits untrue or misleading representations in the sale of credit-repair services, requires written contracts, grants cancellation rights, and generally bars companies from charging you before they perform the promised services (see the FTC statute page linked above).
- DIY disputes are free — you can dispute inaccurate tradelines directly with Experian, Equifax, and TransUnion using the CFPB letter templates; a paid firm is optional, not mandatory.
- If a marketer promises a “new credit identity,” asks you to misrepresent your SSN, or demands large upfront fees, treat it as a red flag and consider reporting it through the Florida AG consumer channels.
What to verify before you hire any credit repair firm
- Entity match: confirm the legal name, FEIN/registration, and principal address on your contract match the people answering the phone.
- Written scope: itemize which furnisher letters, bureau disputes, and follow-ups are included; ask how success is measured.
- Fee timing: compare any proposed payment schedule with CROA’s advance-fee restrictions.
- Parallel DIY path: if only one or two errors are at issue, try the CFPB templates before paying retainers.
Business context
Legitimate credit repair is mostly documentation and dispute management — not a way to erase accurate negative history. For broader debt strategy, see best debt consolidation loans 2026 and best personal loans 2026 (educational comparisons only).
Languages & accessibility
Language support and physical accessibility at the Timuquana Road address were not confirmed on this desk review — ask the business directly before visiting if you require Spanish service or ADA accommodations.
Location & contact
- Address: 5719 Timuquana Rd, Jacksonville, FL 32210, United States
- Phone: +1 904-431-7614
- Website: not verified to an independent corporate domain for this exact phone + address pairing as of April 2026 — request a secure URL or written materials on first contact.
Last verified (desk review): April 2026 — NAP taken from the live directory record; regulator links refreshed; no third-party domain matched to this specific Jacksonville phone without conflicting signals.
Report an error in this listing (wrong phone, closed office, etc.).
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Reviews: check recent feedback on Google Maps, BBB.org, and state complaint databases; credit repair outcomes vary widely by file complexity.
Not financial, legal, or credit-advice. Verify fees, contracts, and registrations yourself. Professional Business Directory does not guarantee credit score changes or removal of accurate negative information.
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