Cherry Creek Mortgage Sabrina Kary Denver — Cherry Creek Mortgage, LLC — Sabrina Kary, NMLS #225638 is a Denver mortgage origination team led by senior loan officer Sabrina Kary at 44 Cook St, Suite 500 in the Cherry Creek / Congress Park area. According to Five Star Professional profiles, Kary brings more than twenty years of finance and mortgage experience and has earned repeated Five Star awards as one of Denver’s top mortgage professionals since joining Cherry Creek Mortgage in 2015.
About Sabrina Kary and Cherry Creek Mortgage
Cherry Creek Mortgage, LLC (company NMLS #3001) is a regional lender known across Colorado and neighboring states for purchase and refinance origination through loan officer teams rather than anonymous call-center intake. Kary brands her practice as “Your Personal Mortgage Nerd” and operates The Kary Lending Team, emphasizing education-heavy process walks for first-time buyers intimidated by underwriting jargon, rate locks, and closing disclosures.
Public biographies highlight Kary’s focus on service responsiveness and homeownership milestone coaching — from pre-approval letters in competitive Denver metro bidding wars to refinance breakeven analysis when Fed rate cycles shift borrower incentives. Five Star Professional noted she was among only twenty-eight Denver mortgage professionals receiving the award five times out of more than five thousand market participants — a third-party recognition based on client satisfaction and production metrics used by the publication.
The Cook Street office sits near Colorado Boulevard and East Colfax corridors, accessible to buyers in Denver proper, Aurora borders, and foothills commuters. Third-party directories reference sabrinakary.com as a team website; no URL was present in the GeoDirectory record at export. Verify licensing on NMLS Consumer Access (individual 225638, company 3001) before applying.
Services and practice areas
- Home purchase mortgages — conventional, FHA, VA, and USDA paths subject to borrower eligibility.
- Rate-and-term refinances — lowering interest cost or removing mortgage insurance when equity permits.
- Cash-out refinancing — tapping home equity for debt consolidation or improvements with LTV limits.
- Pre-approval and buyer coaching — credit, income, and asset documentation before house hunting.
- First-time homebuyer programs — Colorado Housing and Finance Authority (CHFA) and local down-payment assistance where available.
- Investment property financing — DSCR or conventional investor loans per current Cherry Creek product menu.
- Realtor and builder partnerships — coordinated closing timelines with Front Range agent networks.
Who they serve
The Kary Lending Team serves Denver metro homebuyers and homeowners — dual-income professionals in LoDo and RiNo, suburban families in Parker and Lakewood, and move-up buyers leveraging equity from appreciating Colorado markets. Kary’s long tenure suggests repeat referral business from real estate agents and financial planners who need reliable closing dates. Self-employed borrowers and complex return filers may benefit from experienced loan officer review, though final underwriting rests with Cherry Creek Mortgage capital markets guidelines.
Languages and accessibility
Primary client communication is in English. Spanish-language origination support was not confirmed on desk review — ask the team directly. Suite 500 office accessibility in the Cook Street building was not verified; virtual application options are standard post-2020 industry practice.
Location and contact
- Address: 44 Cook St # 500, Denver, CO 80206, United States
- Phone: +1 303-331-4313
- Website: team site referenced at sabrinakary.com on third-party directories — confirm URL with office
- NMLS: Sabrina Kary #225638 · Cherry Creek Mortgage, LLC #3001
Frequently asked questions
How do I verify Sabrina Kary’s mortgage license?
Search NMLS Consumer Access at nmlsconsumeraccess.org for individual ID 225638 and company ID 3001. Confirm active status in Colorado and review any published regulatory actions.
Does Cherry Creek Mortgage lend only in Denver?
Cherry Creek operates in multiple states; Kary’s team focuses on Colorado Front Range markets. Ask about licensing if purchasing in Wyoming, Nebraska, or other Cherry Creek territories.
What documents are needed for pre-approval?
Expect recent pay stubs, W-2s or tax returns, bank statements, and authorization for credit pull. Self-employed borrowers typically add two years of personal and business returns.
Last verified (desk review): July 2026 — NAP matched to GeoDirectory listing; biographical data from Five Star Professional and LinkedIn public profiles.
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Reviews: Search Google and Five Star Professional for Sabrina Kary client testimonials; compare Loan Estimate APR and fees from multiple lenders before locking a rate.
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