Group health insurance small business New York owners often can’t access at a competitive rate on their own because most carriers price small-group plans on the employer’s individual headcount. Justworks operates from 55 Water St, New York, New York 10041, as a Professional Employer Organization (PEO) that pools small businesses nationwide into a large-group insurance arrangement, giving SMB clients access to national carrier health plans, dental, and vision at rates and plan quality typically reserved for much larger employers.
How Justworks handles group health insurance
Under a PEO co-employment model, Justworks becomes the employer of record for benefits and payroll purposes while the client business retains day-to-day management of its team. This structure lets a 5- or 10-person NYC business offer the same national carrier health plan menu as a 500-person company, without separately underwriting a small-group policy. Justworks bundles medical, dental, and vision plan administration with payroll, workers’ compensation, and HR compliance support (including New York State-specific requirements) under a single monthly per-employee fee.
What Justworks does
PEO and HR platform for payroll, benefits, and compliance for SMBs nationwide from its NYC headquarters.
In March 2026, press coverage noted Justworks SEC 8-K filings and the launch of an Analytics beta to help SMBs visualize payroll and people data.
Who hires Justworks
Justworks on Water Street is the NYC-born PEO that scaled to all 50 states. Typical clients are small and mid-sized businesses (roughly 2 to 500 employees) that want to offer competitive group health insurance and benefits without building an in-house HR and benefits administration function. The March 2026 Analytics beta adds people-data dashboards aimed at HR teams managing this at scale.
Company facts
- Founded: 2012
- Scale: 1,000+ employees
- Sector tags: HR tech, PEO, payroll, group health insurance
Languages & accessibility
Client communication is available in English. Confirm current language support and accessibility accommodations directly with Justworks.
Contact
- Website: justworks.com
- Phone: 888-534-1711
- Headquarters: 55 Water St, New York, New York 10041, United States
Last verified (desk review): August 2026 — NAP from official website and press URLs in dossier; not an on-site audit.
Report an error in this listing (wrong phone, closed office, etc.).
More listings: places index · home
Reviews: We do not host native reviews. Search Google Maps, Yelp, or the official website for recent customer feedback on Justworks.
Not legal or insurance advice. Confirm current plan carriers, rates, and eligibility requirements directly with Justworks before enrolling.
Trademarks belong to their owners.