Cash Fast Lending is a consumer lending firm operating in Los Angeles, CA, providing short-term and personal loan products to individuals in the LA metropolitan area. The firm serves borrowers seeking access to quick financing, including personal loans and title-secured lending. Contact the office at 323-849-4300.
Consumer Lending Products
Short-term and consumer lending firms in Los Angeles typically offer one or more of the following financial products:
- Personal loans — unsecured installment loans with fixed repayment terms, typically ranging from 6 to 60 months. Interest rates vary based on credit score and income verification.
- Auto title loans — secured loans using a vehicle title as collateral. Available to borrowers with poor credit but carry high APR risk if not repaid on schedule.
- Short-term bridge loans — designed to cover temporary cash flow gaps, with repayment typically due within 30–90 days.
- Installment loans — structured repayment products that provide larger amounts than payday loans with more predictable monthly payments.
California Consumer Lending Regulations
Consumer lenders operating in California are regulated by the California Department of Financial Protection and Innovation (DFPI) under the California Financing Law (CFL) and related statutes. Key consumer protections under California law include:
- Lenders must be licensed under the CFL or an applicable exemption before originating loans to California residents.
- Loans under $2,500 are subject to a 36% APR cap under recent California legislation (SB 539, effective 2020).
- Consumers have the right to a clear disclosure of total loan costs, APR, and repayment schedule before signing.
- Auto title loans carry a risk of repossession if payments are missed — borrowers should evaluate alternatives such as personal loans or credit union products first.
Alternatives for Los Angeles Borrowers
Before committing to a high-rate short-term loan, Los Angeles residents may benefit from comparing options including credit unions, community development financial institutions (CDFIs), and online lenders. The DFPI Consumer Help Center provides a searchable database of licensed lenders and resources for consumers seeking fair-cost alternatives. See also our best personal loans comparison for 2026.
Contact
Cash Fast Lending is located in Los Angeles, CA. For information on available loan products and eligibility requirements, call 323-849-4300.