A Windsor Insurance is an independent insurance agency located in Houston, TX, offering personal and commercial insurance products to clients in the Houston metropolitan area. As an independent agency, A Windsor Insurance represents multiple insurance carriers, enabling comparison shopping across providers. Contact the agency at 713-807-7075.
Insurance Products and Services
Independent insurance agencies in Houston serve a broad client base with diverse coverage needs, from individual homeowners to commercial businesses. Typical products available through independent agents include:
- Homeowners insurance — essential in Houston given the region’s exposure to flooding, hurricane-force winds, and hail storms. Note that standard homeowners policies typically exclude flood damage; separate National Flood Insurance Program (NFIP) or private flood policies are needed in flood-prone areas.
- Auto insurance — personal auto policies meeting Texas minimum liability requirements (30/60/25), plus optional comprehensive and collision coverage.
- Life insurance — term life, whole life, and universal life products for income replacement, mortgage protection, or estate planning purposes.
- Commercial insurance — business owner policies (BOP), commercial property, general liability, professional liability (E&O), workers’ compensation, and commercial auto for Houston-area businesses.
- Renters insurance — affordable personal property and liability coverage for Houston apartment and condo tenants.
Houston Insurance Market Considerations
Houston’s geography and climate create specific insurance challenges. The city experiences some of the highest annual precipitation in the continental US, significant hurricane risk from the Gulf of Mexico, and frequent hail storms. After Hurricane Harvey (2017) and Winter Storm Uri (2021), many Houston-area insurers increased premiums or tightened underwriting standards. Independent agents in the Houston market can help clients navigate carrier options, including surplus lines markets, for difficult-to-insure properties.
Texas insurance agents must be licensed by the Texas Department of Insurance (TDI). Consumers can verify an agent’s license and check complaint history through the TDI Agents & Adjusters portal.
Contact
A Windsor Insurance is based in Houston, TX. For insurance quotes or coverage consultation, call 713-807-7075. Additional insurance resources are available at Allied Insurance & Financial Services and our life insurance comparison guide.