Affiliated Lending Group is a short-term personal lending company located at 190 E 9th Ave, Suite 540, Denver, CO 80203. The firm has been in operation since 2004, providing fast-access personal loans to Denver-area borrowers who need emergency cash. Contact the office at 303-777-1591.
Short-Term Loan Products
Affiliated Lending Group specializes in short-term installment and personal loans with flexible eligibility criteria. Based on publicly available directory data, the firm’s loan products have the following general parameters:
- Loan amounts: $100 to $5,000 depending on income verification and other eligibility factors.
- Loan terms: 7 to 60 days, structured for short-term cash flow needs.
- Credit check: Loans are available to applicants with bad credit or no credit history; decisions are based primarily on income and repayment ability rather than credit score alone.
- Application process: Applications can typically be completed in-office; funding is generally fast once approved.
- No bank account required: Some short-term lenders offer alternative disbursement options for unbanked borrowers.
Understanding Short-Term Loan Costs
Short-term loans — including payday-style and installment loans — typically carry high annual percentage rates (APR) compared to traditional bank products. Colorado regulates short-term loans under the Colorado Uniform Consumer Credit Code (UCCC) and the Deferred Deposit Loan Act. Key facts for Colorado borrowers:
- Colorado law caps payday loan amounts at $500 and limits the loan term to 6 months minimum, with a maximum APR of 36% for payday loans (effective January 1, 2019, under Proposition 111).
- Installment loans above $500 may be subject to different rate structures — verify the full APR and total cost of borrowing in writing before signing any agreement.
- Borrowers have the right to a written disclosure of all fees, the total repayment amount, and the APR before signing.
- Colorado’s Attorney General Consumer Protection Unit handles complaints about lending practices: call 1-800-222-4444 or visit coag.gov.
Alternatives for Denver Borrowers
Before taking a short-term high-rate loan, Denver residents may want to compare alternatives with lower costs:
- Credit unions: Denver-area credit unions (Ent Credit Union, Elevations Credit Union) offer small personal loans and emergency products to members at rates well below short-term lenders.
- Community Development Financial Institutions (CDFIs): Organizations like Justine PETERSEN and Accion Opportunity Fund serve Colorado small-dollar borrowers with affordable loan products.
- Employer payroll advances: Some Colorado employers offer payroll advance or earned wage access programs through HR.
- SNAP and utility assistance: Colorado Energy Assistance Program (CEAP) and Colorado Works may address the underlying cash need without debt.
Location and Contact
Affiliated Lending Group has operated from its Denver location since 2004. The office is at 190 E 9th Ave, Suite 540, Denver, CO 80203. For loan inquiries, call 303-777-1591. Additional financial resources in Denver are available in our business directory.
Data verified: June 2026 — address and business type confirmed via multiple public directories. Loan parameters sourced from aggregator listings; verify current terms directly with the lender before applying.