Capdeck Business Loans is a small business lending marketplace and funding specialist with a registered office at 555 Flower St #350, Los Angeles, CA 90012. The platform connects small business owners with a network of 75+ lenders, offering same-day funding decisions across multiple financing products. Contact: +1 424-284-6706 · [email protected] · capdeck.com.
Funding Products
Capdeck operates as a lending marketplace rather than a direct lender, meaning the platform evaluates business profiles and matches owners with the most suitable financing option from its partner network. Available products include:
- Term Loans — lump-sum capital with fixed repayment schedules and predictable interest rates, suited for major investments or business expansion.
- Business Lines of Credit — revolving access to a predetermined credit limit; interest accrues only on amounts drawn, ideal for managing working capital and seasonal cash flow.
- Merchant Cash Advance (MCA) — lump sum repaid as a percentage of future credit card sales; provides fast access to funds with flexible repayment tied to revenue performance.
- SBA Loans — U.S. Small Business Administration-backed financing with lower interest rates and longer repayment terms; available through Capdeck’s SBA-approved lender partners.
- Invoice Factoring — immediate liquidity by selling outstanding invoices; no new debt incurred, useful for B2B businesses with receivables gaps.
- Equipment Financing — structured loans to acquire machinery, vehicles, or technology; preserves cash flow while enabling operational upgrades.
Platform Highlights
According to publicly available materials on capdeck.com, the platform has facilitated funding for more than 20,000 small businesses and reports a 92% application approval rate alongside a 96% customer satisfaction score. Applications are submitted fully online with minimal documentation — typically basic financial statements, proof of business ownership, and recent bank statements. Decisions are often made within hours, with same-day disbursement available for qualified applicants.
For businesses that do not qualify for traditional bank financing, Capdeck’s marketplace model offers an alternative path by focusing on overall business health — monthly revenue, time in business, and industry performance — rather than relying solely on credit score.
Regulatory Context
Commercial lending brokers and marketplace platforms in California operate under oversight from the California Department of Financial Protection and Innovation (DFPI). Businesses considering any financing product should review the full terms, including factor rates (for MCAs), origination fees, prepayment penalties, and effective APR before signing. The SBA loan program is governed by the U.S. Small Business Administration.
Languages & Accessibility
Capdeck’s application process is conducted online in English. Physical accessibility at the Los Angeles registered office was not confirmed on this desk review — contact [email protected] for in-person appointment availability.
Location & Contact
- Address: 555 Flower St #350, Los Angeles, CA 90012
- Phone: +1 424-284-6706
- Email: [email protected]
- Website: capdeck.com
Last verified (desk review): April 2026 — NAP and product details confirmed from capdeck.com public content; platform described as lending marketplace with 75+ partners.
Report an error in this listing (wrong phone, closed office, updated address, etc.).
More listings: places index · home
Reviews: Have you used Capdeck to fund your small business? Share your experience on Google to help other entrepreneurs in Los Angeles and beyond find fast, reliable business financing.
Not financial or investment advice. Verify APR, fees, prepayment penalties, and license numbers on your own documents and on regulator sites before committing. Review all loan agreements carefully and compare offers from multiple lenders. SBA loan eligibility and terms are subject to lender underwriting and SBA guidelines.
Trademarks belong to their owners.
